Congratulations Mr. President

Dear President Obama,

Now that you have successfully negotiated the political waters of the United States of America, I am looking forward to the change you promised during your campaign.
I am looking for the thousands of dollars in bailout money placed in the hands of the American people.

I don't want tax credits. That is not want you offered the banks. I don't need concessions. The American labor force has already made too many. I want and need cold hard cash.

When we divide your generous bailout by industry, we, the American public can save America and the world economy.
So as part of the climate of change that you promised, I have developed my spending plan to invigorate the economy.

1) With the money diverted from the bailout of the banks I am going to pay off my mortgage on my current home. With the left over money, I will pay all my credit cards in full, and place the remainer in a long-term savings program. Now the banks have access to the money, too. There! We saved the Banking Industry.
I want to buy an additional home. My neighborhood is changing, and, after 20 years, I think it may be time to move. And, I just infused money into the housing market.

2) Let's explore the money that you planned to give the Auto Industry. Once that check comes in the mail, I will head straight to one of the Big Three to buy a new car. I may even buy two. That reduces the the number of stockpiled cars, immediately. Good Job!
Of course I need to augument my car insurance, so I am able to help the Insurance Industry.
To further aid them in their economic growth, I plan to increase my life insurance, and pre-pay my funeral expenses. Another two industries saved.

3) Now what about health care? Oh yes, I now have money to pay for my own health care.
I'll just prepay that $550 per month for the next two years. Way to go, Health Care Industry.
And, of course, now that I have health insurance, off to the doctors and dentist I go.
Dear Veternarian, my animals need a check-up, too. I have the cash to pay you.

4) I can assure you that each of the 13 industries that I support will receive their fair share of this spending. I can replace my work shoes. I will buy one new outfit. I can get a manicure. I may even throw in a pedicure!
All the construction and housing projects that I cut out, are back in. Hello construction and landscaping. Do you have any time for me?
Although I want to save the planet, it is costly to replace windows, doors, and appliances with the most engery efficient products. I can do that now.
I am looking forward to going to the grocery store, and actually having the funds to buy foods that are good for me. The only calculator that I will take with me is the one that counts carbs and fat grams.
Education has always been one of my priorities. I can pay-off the student loans that I incured because of NCLB, and I can donate to my alumni association's scholarship program.
Guess what? With the advent of this bailout, I can spend more time helping children. I can infuse money into the publishing and book industry with the purchase of class sets of books for an inner city school.
I won't forget my moral obligation to my church. I will reinstate the donation amount by which I reduced my offering. I'll even increase it.

Now that my plan is in place, Mr. Obama, I eagerly await my bailout check. Is that the postal person I hear?
I am off to check today's mail.

Dr. Mosetta Penick Phillips-Cermak